:root{--teal:#079c98;--cyan:#39bdd0;--navy:#062740;--ink:#222;--muted:#66717a;--soft:#f3f5f6;--white:#fff;--shadow:0 15px 40px #041d3030}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"Noto Sans TC","PingFang TC","Microsoft JhengHei",Arial,sans-serif;line-height:1.65;background:#fff}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.topbar{height:30px;background:var(--teal);color:#fff;text-align:center;font-size:14px;line-height:30px}.site-header{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 2px 12px #00152212}.nav-wrap{height:108px;display:flex;align-items:center;gap:28px}.brand{margin-right:auto}.brand img{display:block;width:200px;height:auto}.main-nav{display:flex;align-items:center;gap:5px}.nav-link{border:0;background:transparent;color:#111;text-decoration:none;font:inherit;font-size:18px;font-weight:650;padding:14px 17px;cursor:pointer}.nav-link:hover,.nav-link:focus{color:var(--teal)}.nav-products{position:relative}.dropdown{position:absolute;left:0;top:100%;min-width:390px;background:#fff;border-radius:8px;box-shadow:var(--shadow);padding:18px 0;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s}.nav-products:hover .dropdown,.nav-products:focus-within .dropdown,.nav-products.open .dropdown{opacity:1;visibility:visible;transform:none}.dropdown a{display:block;padding:10px 30px;color:#777;text-decoration:none;font-size:19px}.dropdown a:hover{color:#333;background:#f7f7f7}.menu-toggle{display:none}.apply{display:inline-block;border:0;border-radius:999px;background:linear-gradient(135deg,var(--teal),var(--cyan));color:#fff;text-decoration:none;font-weight:750;padding:12px 28px;box-shadow:0 10px 24px #0da4aa38;cursor:pointer}.top-apply{white-space:nowrap}.hero{min-height:620px;background:linear-gradient(90deg,#ffffff08,#ffffff80),url("assets/hero.jpg") center/cover no-repeat;display:flex;align-items:center;position:relative}.hero:after{content:"";position:absolute;inset:auto 0 0;height:90px;background:linear-gradient(176deg,transparent 48%,#fff 49%)}.hero-content{display:flex;justify-content:flex-end}.hero-copy{width:50%;padding:55px 0 100px;text-shadow:0 2px 4px #fff}.eyebrow{margin:0 0 8px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--cyan)}.eyebrow.teal{color:var(--teal)}h1{font-size:clamp(56px,7vw,98px);line-height:1;margin:0 0 26px}h2{font-size:clamp(32px,4vw,52px);line-height:1.2;margin:0 0 15px}.hero-copy h2{font-size:32px;color:var(--teal)}.hero-copy p{font-size:22px}.facts{background:var(--navy) url("assets/dark-bg.jpg") center/cover fixed;padding:90px 0}.facts-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:32px;align-items:stretch}.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.feature-grid article{border:1px dashed #b7dbe3;padding:28px 20px;text-align:center;color:#fff;background:#082b43b8}.feature-grid img{width:86px;height:86px;object-fit:contain;filter:grayscale(1) brightness(2)}.feature-grid h3{margin:10px 0 0;font-size:18px}.feature-grid p{margin:2px 0;color:#d0e1e6}.calculator-card{background:#fff;border-radius:18px;padding:32px;box-shadow:var(--shadow)}.calculator-card h2{font-size:32px}.calculator-card label{display:flex;justify-content:space-between;margin:22px 0 5px;font-weight:700}.calculator-card input[type=range]{width:100%;accent-color:var(--teal)}.repayment{display:flex;justify-content:space-between;align-items:end;margin:28px 0 5px;padding-top:24px;border-top:1px solid #ddd}.repayment strong{font-size:26px;color:var(--teal)}.fine{font-size:12px;color:#777}.section{padding:100px 0}.section>.wrap>h2{font-size:46px}.lead{color:var(--muted);font-size:18px}.news-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:38px}.news-grid article{min-height:260px;padding:26px;border-radius:12px;background:linear-gradient(150deg,#fff,#eef8f8);border:1px solid #dce7e8;box-shadow:0 8px 24px #052b3d0e}.news-grid span{font-size:13px;color:var(--teal);font-weight:800}.news-grid h3{font-size:22px;line-height:1.35}.news-grid p{color:var(--muted)}.secured{background:linear-gradient(120deg,#048f8c,#0bc2bd);color:#fff}.secured-card{display:grid;grid-template-columns:1fr 1.1fr;gap:60px;align-items:center}.secured .eyebrow{color:#d6ffff}.secured p{font-size:18px}.light{background:#fff;color:var(--teal)}.secured-stats{display:grid;grid-template-columns:1fr 1fr;gap:14px}.secured-stats p{margin:0;border:1px solid #ffffff72;padding:20px;border-radius:10px}.secured-stats strong,.secured-stats span{display:block}.secured-stats strong{font-size:24px}.secured-stats span{font-size:14px;opacity:.85}.form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.static-note{background:#e8f7f6;border-left:4px solid var(--teal);padding:12px 15px;font-size:14px}form{display:grid;grid-template-columns:1fr 1fr;gap:16px}form label{font-weight:700}form input[type=text],form input[type=tel],form input[type=email]{display:block;width:100%;padding:14px;margin-top:5px;border:1px solid #cdd5d8;border-radius:7px;font:inherit}.consent,.form-status,form .apply{grid-column:1/-1}.consent{font-weight:400}.form-status{margin:0;color:var(--teal);font-weight:700}footer{background:#071f31;color:#dbe7ec}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:60px;padding:70px 0}.footer-logo{width:220px;background:#fff;padding:10px;border-radius:5px}.footer-grid a{display:block;color:#dbe7ec;text-decoration:none;margin:5px 0}.licence{background:var(--teal);text-align:center;color:#fff;padding:32px 0}.licence h2{font-size:32px}.licence p{font-size:22px;margin:6px}.licence strong{font-size:34px}.legal{text-align:center;padding:25px;font-size:12px;color:#93a8b2}.whatsapp{position:fixed;right:22px;bottom:22px;z-index:15;background:#24d366;color:#fff;text-decoration:none;border-radius:999px;padding:13px 20px;font-weight:800;box-shadow:var(--shadow)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
@media(max-width:900px){.nav-wrap{height:110px}.main-nav{display:none;position:absolute;left:0;right:0;top:140px;background:#fff;box-shadow:var(--shadow);padding:12px 0}.main-nav.open{display:block}.nav-link{display:block;width:100%;text-align:left;padding:12px 30px}.menu-toggle{display:block;border:0;border-radius:50%;width:46px;height:46px;background:var(--cyan);color:#fff;font-size:22px}.top-apply{display:none}.dropdown{position:static;min-width:0;display:none;opacity:1;visibility:visible;transform:none;box-shadow:none;padding:0;background:#f7f7f7}.nav-products.open .dropdown{display:block}.dropdown a{padding:10px 48px}.hero{min-height:720px;background-position:42% center;align-items:flex-end}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#fff 0 40%,transparent 70%)}.hero-copy{position:relative;z-index:2;width:100%;padding:0 0 70px;text-align:center}.hero-copy h1{font-size:64px}.hero-copy h2{font-size:23px}.facts-grid,.secured-card,.form-wrap{grid-template-columns:1fr}.news-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:560px){.wrap{width:min(100% - 28px,1180px)}.brand img{width:175px}.nav-wrap{height:110px}.main-nav{top:140px}.hero{min-height:690px}.hero-copy h1{font-size:56px}.hero-copy p{font-size:17px}.feature-grid{gap:8px}.feature-grid article{padding:20px 8px}.feature-grid img{width:70px;height:70px}.calculator-card{padding:24px}.section{padding:70px 0}.news-grid,.secured-stats,form,.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.form-wrap{gap:30px}.consent,.form-status,form .apply{grid-column:auto}.licence h2{font-size:25px}.licence strong{font-size:30px}.whatsapp{right:12px;bottom:12px}}
.inner-hero{padding:95px 0;background:linear-gradient(135deg,#eafafa,#fff);text-align:center}.inner-hero h1{font-size:clamp(44px,7vw,82px);color:#111}.inner-hero .tagline{font-size:clamp(18px,2.2vw,28px);max-width:850px;margin:20px auto;color:#52636b}.inner-content{padding:80px 0}.benefit-list{display:grid;gap:26px}.benefit{display:grid;grid-template-columns:210px 1fr;gap:38px;align-items:center;padding:28px;border-radius:16px;background:#fff;box-shadow:0 12px 38px #06274012}.benefit:nth-child(even){grid-template-columns:1fr 210px}.benefit:nth-child(even) img{order:2}.benefit img{width:100%;max-height:190px;object-fit:contain;border-radius:12px}.benefit h2{font-size:30px;color:var(--teal)}.benefit p{font-size:18px;color:#52636b}.inner-cta{text-align:center;padding:65px 20px;background:#eefafa}.inner-cta h2{font-size:36px}.application{padding:80px 0}.application-card{max-width:780px;margin:auto;background:#fff;border-radius:18px;padding:40px;box-shadow:var(--shadow)}.application-card form{grid-template-columns:1fr}.application-card .consent,.application-card .form-status,.application-card form .apply{grid-column:auto}.application-card select{display:block;width:100%;padding:14px;margin-top:5px;border:1px solid #cdd5d8;border-radius:7px;font:inherit}@media(max-width:700px){.benefit,.benefit:nth-child(even){grid-template-columns:1fr}.benefit:nth-child(even) img{order:0}.benefit img{max-width:180px;margin:auto}.application-card{padding:24px}}
.inner-hero.compact{padding:72px 0}.inner-hero.compact h1{font-size:clamp(38px,5vw,66px)}.centered{text-align:center;max-width:850px;margin:0 auto 40px}.benefit.text-only,.benefit.text-only:nth-child(even){grid-template-columns:1fr}.article-body{max-width:900px;font-size:17px}.article-body p{margin:0 0 22px}.article-body p:first-child{font-size:22px}.article-date{color:var(--teal);font-weight:800}.guide-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.guide-card{display:block;padding:30px;border:1px solid #d7e7e8;border-radius:16px;background:linear-gradient(145deg,#fff,#effafa);color:var(--ink);text-decoration:none;box-shadow:0 10px 30px #0627400d}.guide-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.guide-card h2{font-size:28px;color:var(--teal)}.faq-list{max-width:940px}.faq-list details{background:#fff;border:1px solid #d6e2e5;border-radius:10px;margin:12px 0;padding:0 22px}.faq-list summary{cursor:pointer;padding:18px 0;font-size:18px;font-weight:750;color:#183645}.faq-list details p{padding:0 0 20px;color:#52636b}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.contact-grid>div{padding:32px;border:1px solid #dce7e8;border-radius:14px;background:#fff;box-shadow:0 10px 30px #0627400d}@media(max-width:700px){.guide-grid,.contact-grid{grid-template-columns:1fr}.article-body{font-size:16px}}
.original-product-hero{min-height:520px;background-image:linear-gradient(90deg,rgba(0,31,47,.82),rgba(0,31,47,.18)),var(--hero);background-size:cover;background-position:center;display:flex;align-items:center;color:#fff}.original-product-overlay{width:min(1180px,calc(100% - 40px));margin:auto}.original-product-overlay>p{color:#55d4d0;font-weight:800;letter-spacing:.18em}.original-product-overlay h1{font-size:clamp(42px,7vw,82px);margin:10px 0 24px}.original-product-overlay span{display:block;font-size:clamp(18px,2vw,27px);line-height:1.75;font-weight:650}.original-product-content{padding:80px 0}.original-product-grid{display:grid;gap:36px}.original-feature{display:grid;grid-template-columns:minmax(280px,.9fr) minmax(320px,1.1fr);align-items:center;gap:54px;padding:34px;border-radius:20px;background:#f7fbfb;box-shadow:0 12px 35px rgba(6,39,56,.09)}.original-feature.reverse .original-feature-image{order:2}.original-feature-image img{width:100%;max-height:390px;object-fit:contain;border-radius:14px}.original-feature-copy h2{color:#079c98;font-size:clamp(27px,3vw,42px)}.original-feature-copy p{font-size:20px;line-height:1.9;color:#4f626c}.original-product-action{text-align:center;margin:30px 0}.original-property-form{padding:42px;border-radius:20px;background:#f6f8f9}.original-property-form>h2{color:#079c98;font-size:38px}@media(max-width:760px){.original-product-hero{min-height:440px}.original-product-content{padding:35px 0}.original-feature,.original-feature.reverse{grid-template-columns:1fr;gap:18px;padding:22px}.original-feature.reverse .original-feature-image{order:0}.original-feature-copy p{font-size:17px}.original-property-form{padding:22px}.original-product-overlay h1{font-size:42px}}